2025 Open Enrollment
Open Enrollment 2025 has now ended.
Introducing choice with our Platinum and Gold PPO Plans!
Please review 2025 changes closely to determine the choice best for you.
Open Enrollment is a once-a-year opportunity for you to review your current benefit elections, make changes to your health care benefits, enroll or re-enroll in the Flexible Spending Accounts and more.
Overall, there will be 3 distinct changes to our health plan:
Gold & Platinum PPO Plans only available to Mainland US. Hawaii employees will maintain their current plan and premiums. Spousal Surcharge applies to ALL US Employees, including Hawaii. See the Open Enrollment Resources for additional information, plan and cost examples, and Health Plan Summaries.
2025 Summary Video:
To view, click here. Note: employees must be logged in to access this link.
Elections must be finalized by close of business on Friday, November 15th, no exceptions. Changes to coverage will be effective January 1st and will continue through December 31, 2025.
Open Enrollment Resources
Important:
If you are not making changes to your health benefits for 2025, your current election will default to the Platinum PPO Plan. Those that have previously waived coverage will remain waived. For employees who would like to choose the lower premium Gold PPO Plan, an active election will be required during Open Enrollment.
Spousal Surcharge: If you take no action to respond to the survey question during open enrollment and are eligible for the surcharge, it will be assumed that your spouse is offered access to other employer sponsored health coverage and the surcharge will be added automatically.
> Employees are encouraged to verify all personal information is current, including address, phone number and beneficiaries. Your dependents names and social security numbers must match the records of the Social Security Administration. Failure to verify this information could result in delays or denials of claims. To ensure we have correct information for your dependents, log into ADP Vantage > Benefits > Manage Information > Update Dependents & Beneficiaries.
> Look for your Confirmation Number: After confirming your elections in ADP Vantage, a confirmation number will be available to you. Be sure to review your elections and verify that they are correct and all of your dependents are covered. Also, you can view/download your confirmation statements at anytime by going to Vantage > Benefits > View Benefits > View All Statements.
What's new in 2025?
EyeMed Vision
Our Frame and Contact Lenses allowance is increasing from $140 to $150 in 2025! All other plan coverage and robust network options remain the same.
Voluntary Life Insurance
2025 OE ONLY: Voluntary Life Insurance for employees and spouses can be newly elected or increased by up to 5 increments, subject to guaranteed issue limits, without requiring evidence of insurability.
Flexible Spending Accounts
We are increasing the flexible spending account limit for Health Care FSA. Employees can choose to contribute up to these limits in the following accounts for 2025:
- Health Care FSA $3,200
- Dependent Care FSA $5,000
- Commuter Transit/ Parking FSA $300 per month
YOU MUST RE-ENROLL IN FSA EVERY YEAR!
Flexible Spending is a pre-tax benefit that you can take advantage of if you anticipate large health care, daycare or transit expenses throughout the year. They are use-it-or-lose-it accounts, so be sure to closely determine your contributions based on what you might need.
Legal & ID Theft
Reduced rates coming for 2025! See the corresponding plan attachments under Open Enrollment Resources for more information.
To view more on our current benefits, click the applicable links below:
Health Insurance
Study up on the WWT Health Plan (medical, RX, dental, vision) coverage, deductibles, and other health benefit information.
United States - Hawaii
FSA
Life Insurance & Disability
Get all the information you need to know about company-paid life insurance & disability as well as enrolling in voluntary life insurance. Read More
401(k)
Plan for retirement with a 401(k) plan administered by Merrill Read More
Additional Benefits
Wellness Programs
Access information on the Employee Assistance Program, Family Health Center, and other WWT Wellness initiatives. Read More
Contact Us
Please reference our knowledge articles in the Self Service Portal and/or submit a ticket to Ask HR.